FAQ'S you should know before hiring a public adjuster in Miami

Public adjusters in Miami offer a variety of services, including: ​ Investigating and estimating losses Advising clients on their rights and options Negotiating with insurers on behalf of clients Preparing and filing insurance claims Representing clients in court proceedings, if necessary

You may need the services of a public adjuster in Miami, Florida if you have suffered a large loss and need help negotiating with an insurance company. Keep in mind, however, that using a public adjuster comes at a cost. You should carefully weigh the costs and benefits of hiring one before making a decision.

In most states, public adjusters must be licensed by the state insurance department. You can check with your state insurance department to verify that a public adjuster is licensed in your state.

Most insurance policies do not cover the cost of hiring a public adjuster. You will likely have to pay these costs out of pocket.

There are several things you can do to avoid being scammed by a public adjuster, including: ​ Checking the public adjuster's license Asking for references Getting a written estimate of all fees Avoiding public adjusters who solicit business door-to-door or through mass mailings

If you believe your insurance company is using a lowball estimate to settle your claim, a Miami public adjuster can help you by: ​ Investigating your loss Determining the true value of your claim Negotiating with the insurance company on your behalf

A public insurance adjuster is a licensed professional who represents the interests of policyholders in insurance claims negotiations with insurance companies. Public adjusters work for a fee, which is usually a percentage of the settlement amount.

You may need the services of a public adjuster in Miami, Florida if you have suffered a large loss and need help negotiating with an insurance company. Keep in mind, however, that using a public adjuster comes at a cost. You should carefully weigh the costs and benefits of hiring one before making a decision.

There are several ways to find a reputable public adjuster, including: ​ Asking family and friends for recommendations Contacting your local Better Business Bureau Checking with professional organizations, such as the National Association of Public Insurance Adjusters (NAPIA)

Public adjusters in Miami, typically charge a percentage of the total settlement amount, which is usually between 15 and 20 percent. Some public adjusters may also charge an hourly rate. You should get a written estimate of all fees before hiring a public adjuster.

A public adjuster can help you assess your situation and decide whether filing a claim is in your best interests. Keep in mind, however, that public adjusters typically only get paid if a claim is successful. Therefore, they may be more likely to encourage you to file a claim than to give impartial advice.